Renters Insurance

Insurance Coverage for Renters

Renters insurance is a way of protecting the property that you are living in. Whether you are living in an apartment, condo, or single-family home, this type of insurance is available to protect your possessions. It is an easy form of insurance to get and is also one of the most affordable types of insurance in today’s market.

While the homeowner or association is going to pay for insurance on the home or building, the insurance will only provide coverage for things that happen to the building. This can include plumbing issues, drywall issues, fire damage, and other items. Break-ins or issues individual to your unit may not be covered.

Apartment Insurance - Kentucky
Renters Insurance - Kentucky

Renters insurance can provide needed protection

Some homeowners and apartment buildings require tenants to obtain renters insurance, while others do not. Whether it is required of you or not, it is to your benefit to obtain the coverage.

Renters Insurance Policies have affordable coverage that may include:

  • Loss of use- cost of living if you must relocate because of damage
  • Liability- in the event of an injury
  • Medical Coverage- in the event someone is injured

As a renter, you may experience:

  • Routine maintenance on indoor plumbing and electrical equipment
  • The Interior sprinkler system going off
  • Poor choices and decisions of roommates or neighbors

Some homeowners and apartment buildings require tenants to obtain renters insurance, while others do not. Whether it is required of you or not, it is to your benefit to obtain the coverage.

Call Marklin Insurance today and let us begin shopping for affordable renters insurance on your behalf.